Home Loan Differences
We will seek to understand your circumstances and your preferences and find for you a loan that suits your specific needs.
Please feel free to
'no obligation free appraisal' for our no obligation free appraisal now.
Did you know that there are literally hundreds or perhaps thousands of loans available in the market each containing different features.
Features which vary from to loan include:
- Extra repayments at any time
- Interest only payments (to maximise tax deductions or to reduce commitments in the early years of your loan).
- Redraw options
- Free redraw or redraw fees
- Bank account provided with loan free of monthly administration fees
- Waiver of other bank auto-bank fees on your bank account
- Fixed rates
- Splitting your loan between variable and fixed
- Withdrawal of extra repayments at anytime over the internet, by your own personal cheque, or via auto-bank, often available free of charge
- Offset account - some lenders attach this to your everyday bank account while some do not
- Credit card with no annual fee
- Discounted insurances
- Discounted interest rates depending on your total loan size.
- Basic loans
- Packaged loans with annual fee
- Low doc loans
- Internet banking
- Phone banking
- Card access
- Extra repayments on fixed rate loans
- Fortnightly or weekly repayments in lieu of monthly
- Master Limit features (see Professionals -Special Features )
We consider your specific needs. For our free no obligation 'Your Home Loan Report' click here.
