YOUR FINANCE OPTIONS is a SPECIALIST HOME LOAN AND MORTGAGE ADVICE and Lodgement Service operating in Sydney NSW.
We do NOT do tax returns, offer legal advice, draw up and charge for financial plans or want to sell you life insurances. We can refer you to professionals offering those services if you wish. Why? Because we are EXPERTS in HOME LOAN AND MORTGAGE ADVICE and in PROFESSIONALLY AND EFFICIENTLY organising your home loan requirements. This is what we do best, meaning because we do it all the time and because we have over 25 years of professional finance experience, we (and our customers) think we are pretty good at it.
YOUR FINANCE OPTIONS is a full and proud member of MFAA and accredited with all the major lenders including Commonwealth Bank, National Australia Bank (including Homeside and Advantedge/ FASTLEND), St George, Suncorp, AMP and ANZ as well as a number of other lenders.
The business is owned by Michael Eberand Finance Services Pty Ltd which has operated for approximately 11 years. Michael Eberand, better known as MORTGAGE MIKE, is a CPA and has over 25 years of mortgage and finance experience. Mike has been a Finance Advisor to some very large businesses as well as having had over 15 years experience working for Commonwealth Bank at senior credit level. He has operated YOUR FINANCE OPTIONS for the last 11 years.
Your Finance Options has embraced current technologies and is now offering a full on line service experience while still offering traditional services where preferred.
We do not usually charge you for our services as lenders pay commissions to us for loans we organise through them. We will fully disclose this to you. You are not charged any extra by the lender for doing this as our work saves them the cost of providing this service. If we organise your loan for you, we will add value by providing professional expertise. This includes expertise in loan structuring, explaining features and benefits and whether you may need these, and identifying loans with market leading or near thereto rates and (no) fees. Rates and fees more often than not are better than the ‘deals’ offered by walking into a bank branch. This is because we can access the whole market and arrange a loan which best suits your needs, not just a choice of what one bank offers.
In summary, what we offer, is EXPERTISE in home loan and mortgage advice and EFFICIENCY AND PROFESSIONAL lodgement and organisation of your home loan requirements.
Once your loan is funded, we like to stay in touch periodically (timing and manner to suit you, often by email). We are here anytime, but every now and then are happy to review whether your loan is keeping up with your changing needs.
Please let us know your financing needs or send us your questions we will be happy to help.
